North Point Financial
Rate Points APR
15 Year Fixed
5.625% 2.0 5.939%
3 Year ARM
5.250% 2.0 5.431%
30 Year Fixed
6.000% 2.0 6.190%
30 Yr Interest Only
6.000% 2.0 6.190%
Fixed Rate 2nd
7.150% 2.0 7.354%
HELOC
7.500% 2.0 7.708%
MTA Option ARM
1.000% 0.0 1.000%
Today's Rates
"Americans devote the largest portion of their incomes to housing. Consequently, how you handle the financing of your home will have far-reaching implications on virtually every facet of your financial life, including your ability to save, pay for college and plan for retirement,"
Ric Edelman
In The News...
The new year of trading unofficially starts today and Stocks hope to put 2008 behind them. The Dow Jones Industrial Average fell 33.8% for 2008, its worst performance since 1931 -- and its third-worst year ever....



Welcome
North Point  Financial
North Point Financial
Team Harritt-Free
410-477-6005 office
410-459-5168 mobile
410-510-1136 fax
Hello and thank you for visiting NorthPointFinancial.net! We hope you find your visit helpful and informative. Whether you are searching for your first home, moving up or just have questions regarding mortgage financing, we can be of service for all of your mortgage and home equity loan needs.  More than likely, this is one of the largest and most important financial transactions you will ever make. You may do this only five or six times in your entire life… but we do this every single day. It’s your home and your future. It’s our profession and our passion. We are ready to work for your best interest.

We strive to offer unparalleled levels of client service and we have a strong belief in the “client for life” principal of doing business.  We take a consultative approach with our clients.  We start with understanding their overall financial goals and then tailor a mortgage option that will best meet these goals. We provide my clients with honest, straight-forward advice and welcome and encourage them to ask questions.  We believe that an informed and educated client is the best client. 

We will work closely with you to ensure a smooth and easy mortgage process.  Please navigate our website to learn more about us, what we can do for you, and how easy it is to get started. 
From the comfort of your own home, you can find out how much house you prequalify for, apply online and begin to gather the documents you'll need to get your loan approved.

Don't hesitate to contact us with any questions or concerns you may have.

If everything you knew about mortgages turned out to be wrong … when would you want to know?

We specialize in helping people strategically manage their mortgage debt to create wealth and achieve “Financial Freedom”.

While the mass media discusses how to save money on a mortgage, I educate my customers on how to make money with their mortgage. Oprah recently featured these concepts. 

We teach my customers how to structure their mortgage debt to accomplish the following goals:

  • Provide for the safety of assets

  • Achieve liquidity of assets

  • Increase net worth

  • Maximize tax deductions

  • Improve current cash flow

  • Prepare for future needs …

                 * 97% of families aren’t saving enough for college

                 * 67% of people aren’t saving enough to sustain their
                   lifestyle during retirement

                 * 56% of mid-life adults aren't saving enough to care
                   for their aging parents


We focus on your big picture in a personal consultation.


The consultation is free. Discover how the right mortgage can help you make money ... not just save it.

Call or e-mail us to schedule your personal consultation.



Todd Krahling
Todd Krahling
Director of Operations/COO
410.477.6006 office
443.980.5111mobile
410.510.1136 fax
Thomas Free, CMP
Thomas Free, CMP
President/CFO
410.477.6007 office
410.487.1397mobile
410.510.1136 fax
Michael Harritt, CMPS
Michael Harritt, CMPS
Executive Vice President/CEO
410-477-6005 office
410-459-5168mobile
410-510-1136 fax



Account login
©2006-2008 MorSystems™ and MMG. All rights reserved.
License Information  |  Privacy  |  Legal
North Point Financial - Site Map

Mortgage, lending, and credit information.
The best loan agents.
Financial, mortgage and lending calculators.
Check for up to date rates and loan programs.
Allegany Anne Arundel, Baltimore, Calvert, Caroline, Carroll, Cecil, Charles, Dorchester, Frederick, Garrett, Harford, Howard, Kent, Montgomery, Prince Georges, Queen Annes, Somerset, St. Marys, Talbot, Washington, Wicomico, Worchester, Accomack, Albemarle, Alexandria City, Alleghany, Amelia, Amherst, Appomattox, Arlington, Augusta, Bath, Bedford, Bland, Botetourt, Bristol City, Brunswick, Buchanan, Buckingham, Buena Vista City, Campbell, Caroline, Carroll, Charles City, Charlotte, Charlottesville City, Chesapeake City, Chesterfield, Clarke, Clifton Forge City, Colonial Heights City, Covington City, Craig, Culpeper, Cumberland, Danville City, Dickenson, Dinwiddie, Emporia City, Essex, Fairfax City, Falls Church City, Fauquier, Floyd, Fluvanna, Franklin City, Galax City, Giles, Gloucester, Goochland, Grayson, Greene, Greensville, Halifax, Hampton City, Hanover, Harrisonburg City, Henrico, Henry, Highland, Hopewell City, Isle Of Wight, James City, King And Queen, King George, King William, Lancaster, Lee, Lexington City, Loudoun, Louisa, Lunenburg, Lynchburg City, Madison, Manassas City, Martinsville, Newport News City, Norfolk City, Northampton, Northumberland, Norton City, Nottoway, Orange, Page, Patrick, Petersburg City, Pittsylvania, Poquoson City, Portsmouth City, Powhatan, Prince Edward, Prince William, Pulaski, Radford City, Rappahannock, Richmond City, Roanoke City, Rockbridge, Rockingham, Russell, Salem City, Scott, Shenandoah, Smyth, South Boston City, Southampton, Spotsylvania, Stafford, Staunton City, Suffolk City, Surry, Sussex, Tazewell, Virginia Beach City, Warren, Waynesboro City, Westmoreland, Williamsburg City, Winchester City, Wise, Wythe, Fairfield, Hartford, Litchfield, Middlesex, New Haven, New London, Tolland, Windham, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Lycoming, Mc Kean, Mercer, Mifflin, Monroe, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Wyoming, York, Alachua, Baker, Bay, Bradford, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Columbia, Dade, De Soto, Dixie, Duval, Escambia, Flagler, Gadsden, Gilchrist, Glades, Gulf, Hardee, Hendry, Hernando, Highlands, Hillsborough, Holmes, Indian River, Jackson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Martin, Monroe, Nassau, Okaloosa, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton
6 | 0

Mortgage web site design powered by MorSystems. Get your own mortgage website at MorSystems.com. Free trials for all mortgage websites.